Jiří saw how many people pay for products they don't understand. Lukáš knew how to make even boring things fun.
They met in 2017. In 2021, we launched Patron GO.
Jiří from mortgages, Lukáš from e-commerce. Two different schools, the same view on finance.
The first version of the app, built on bank data under the EU's PSD2 directive.
Patron GO won Startup of the Year at the Central European Startup Awards, and a year later made it to the Global Startup Awards world final.
The Global Startup Awards named Lukáš Vršecký Founder of the Year and gave him the People’s Choice award.
After Czechia and Slovakia, we headed to Poland. People there are more willing to connect their bank than in Czechia.
After Poland comes Germany. You'll find us there from 12 October 2026.
In Czechia, Slovakia, Poland and, from 12 October 2026, Germany.
We make money for you, not off you.
That's the whole brief we gave ourselves.
Jiří understands money. Lukáš knows how to keep people entertained.
Co-founder and CEO
He's the reason saving is fun.
He spent years building loyalty programmes and knows how to turn everyday routine into a game. That's exactly what we do with your money today. In 2025, the Global Startup Awards named him Founder of the Year for Central Europe.
Outside work: football, games and a cottage in South Bohemia.
Co-founder
He knows exactly where you can get more out of your finances.
In 2009, he founded Chytrý Honza, a mortgage company that Rockaway Capital and the Dutch insurer Aegon later invested in. Over fifteen years there, he met thousands of people who wanted to get their finances straight. So he decided to build Patron GO.
Outside work: travel, sport and modern history.
We're people from banking, mortgages, e-commerce, data and marketing. Most of us have built something big before, so we don't guess what works. We know.
And we stick to one rule: every new feature is judged by whether it genuinely helps someone. If it doesn't, it doesn't ship.
Your data and your money belong to you alone. We do nothing with them without your consent.
People from banking, mortgages, e-commerce and data. We don't guess what works. We know.
Statements, fees, contracts and comparing offers. All that's left for you is the decision.
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